CSEJ Ltd - Previous Blogs

Previous Blogs

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December 2011

Insolvency Service in the spotlight. 12/12/11

Almost 300,000 businesses failed last year. 12/12/11

Christmas is not bringing much cheer for the High Street. 12/12/11

Managing your money is a vital skill. 7/12/11

Government backed loans for SME’s. 7/12/11

Difference of opinion over Government loans. 7/12/11

October 2011

Back to basics. 18/10/11

Legislation for the insolvency business. 18/10/11

Looking for an Insolvency Practitioner (IP). 18/10/11

Where you work matters….. 10/10/11

Expansion or Contraction? 10/10/11

Making sure the IP business is up to scratch. 10/10/11

Paying the rent on a business – take a hard look at the figures. 3/10/11

Setting up a commercial lease – look out for the Heads of Terms. 3/10/11

Rent reviews on commercial leases – look out for break clauses. 3/10/11

August 2011

New wave of insolvencies hit legal firms and charities. 31/8/11

Getting rid of your mortgage debts. 31/8/11

In debt? Who do you turn to? 31/8/11

Loans for businesses - Is Merlin working? 24/8/11

Merlin project’s loans for businesses. 24/8/11

Banks continue to say ‘no’ to funding. 24/8/11

More Insolvencies as businesses struggle to pay their rent. 16/8/11

Personal insolvencies have experienced an annual fall of 12%. 16/8/11

Banks – stock market meltdown and economic slowdown. 16/8/11

Insolvency Practitioners help in the face of National Policy. 1/8/11

Which sector worst hit by insolvency through public sector cut backs? 1/8/11

Call to raise the minimum level of debt for a creditor to petition for personal insolvency. 1/8/11

June 2011

Struggling retail sector hit by ‘quarter day’ rental payments. 28/6/11

HMRC defends ‘Time to Pay’. 28/6/11

High human cost to investment scams. 28/6/11

TTP scheme - no more than a breathing space for businesses. 21/6/11

Growth in asset-based finance a significant development. 21/6/11

Rising up-front cost of bankruptcy puts many off. 21/6/11

When struggling with debt, a budget is your key tool. 15/6/11

OFT cracks down on unacceptable failings. 15/6/11

Impartial, objective advice hard to find. 15/6/11

Warning against rogue operators. 8/6/11

Take advice before being hit with higher utility bills. 8/6/11

Southern Cross has lessons for us all. 8/6/11

Manufacturing output hits an all time low. 2/6/11

Project Merlin fails to meet government targets. 2/6/11

Barclays shows interest in a Spanish bank. 2/6/11

April 2011

Food and fuel prices threaten growth in Asia. 27/4/11

Cheque payments over the holiday. 27/4/11

£2bn bill for investment banks' benefit trust perks. 27/4/11

Double-dip for the UK economy? 27/4/11

Banks wrote off record amounts of bad debts in 2010. 18/4/11

Small firms show fight back. 18/4/11

Talks begin over Portugal’s bail-out. 18/4/11

Pre-pack changes will cause more businesses to fail. 8/4/11

Middle England experiences largest rise in insolvencies. 8/4/11

New bankruptcy laws… 8/4/11

Who’s paying the real cost of the petrol hike? 8/4/11

Rate rise or no rate rise? 8/4/11

February 2011

Four in ten expect their finances to worsen in 2011. 22/2/11

January tax receipts show large surplus. 22/2/11

Stock markets fall as Libya’s unrest increases oil prices. 22/2/11

Barclays' profits hit £6bn. 16 /2/11

Santander finally responds to SME’s by increasing gross lending to 25%. 16/2/11

What are DROs? 16/2/11

Surprise announcement as Osborne introduces banks' levy to raise £2.5bn. 10/2/11

A pledge that the UK's biggest banks will provide more than £1bn of equity funding to SMEs is announced amid bonus crackdown. 10/2/11

New DROs cover up increase in UK insolvencies. 10 /2/11

Inflation is out of control – but is increasing interest rates really the answer? 2/2/11

Higher tax rate will hit 750,000 more people. 2/2/11

HMRC - the game’s up for tax cheats. 2/2/11

December 2010

HMRC use stronger tactics to claim back debts. 14/12/10

Growing concern for the Bank of England as inflation hits 3.3%. 14/12/10

Credit company MBNA, are forced to change their debt collection policies. 14/12/10

Bankrupt comedian gets 40 months for deception. 7/12/10

More hardship predicted for countries within the Euro Zone. 7/12/10

UK still faced with record personal insolvencies. 7/12/10

Irish Republic prepares for tough pre-Christmas budget. 7/12/10

Cold could cost the UK £1bn per day. 7/12/10

The hot tub company, Trade Price Group falls into liquidation. 1/12/10

November 2011

What is insolvency? MP’s support improvements to business rescue culture. 29/11/11

Working together to improve the UK’s business rescue culture. 29/11/11

Insolvency in UK Give UK businesses a fighting chance. 29/11/11

Christmas is coming, so what’s happening in retail? 22/11/11

Budgeting for Christmas – make sure you can balance the books... 22/11/11

Trouble with the suppliers? 22/11/11

Better application system for bankruptcy and company windings up proposed. 14/11/11

KEY ELEMENTS of the consultation. 14/11/11

What if your boss becomes insolvent? 14/11/11

Making plans for recovery – cash flow is key to your businesses success. 9/11/11

Building reserves for expansion as businesses continue to struggle. 9/11/11

Keeping up with the Tax man – make sure your business has enough in reserve. 9/11/11

Businesses are experiencing increased signs of distress. 3/11/11

Is your football club struggling? 3/11/11

More regulation welcomed by insolvency trade association. 3/11/11

September 2011

Retailers facing administration must act sooner rather than later. 29/9/11

Getting to grips with your invoicing and payments. 29/9/11

Making sure the terms and conditions are right for your business. 29/9/11

Giving your small business a physical. 20/9/11

What Does Corporate Debt Restructuring Mean? 20/9/11

You are not alone; all over the world it becomes necessary to restructure debts. 20/9/11

Impact of banking reforms not good for business. 15/9/11

Everyone is complaining about the banks. 15/9/11

Support for SME’s. 15/9/11

Retain control of your business with a CVA. 5/9/11

Deal with your company tax debts before it becomes too much. 5/9/11

Keeping debt management standards high. 5/9/11

July 2011

Who suffers first in a recession? 25/7/11

VAT is causing the most damage. 25/7/11

Other policies with negative impact? 25/7/11

Red tape holds back Sole Traders. 19/7/11

Late business payments are still a problem for small firms, says FSB. 19/7/11

When is it Time to Give Up on Your Business? 19/7/11

Suicide prevention a priority following financial crisis. 13/7/11

Fuel prices - number one issue for the average earner. 13/7/11

Retailers mustn’t bury their heads in the sand. 13/7/11

UK insolvency rates show that bigger is doing better. 5/7/11

Retail: it’s survival of the fittest. 5/7/11

Pain for landlords as retailers collapse. 5/7/11

May 2011

The passing of P35 deadline puts struggling businesses in the spotlight. 25/5/11

Downgrade in view as bank bailouts end. 25/5/11

Business Growth Fund will fail to deliver to most small businesses. 25/5/11

Sluggish growth and Inflation way above target remain. 12/5/11

A bit of sunshine. 12/5/11

Individual Insolvencies are down. 12/5/11

The pound hits a 13 month low against the euro. 5/5/11

Government austerity causes £780 loss per household. 5/5/11

Small companies are still facing funding restrictions. 5/5/11

March 2011

What will be the impact of recent global events on the UK economy? 30/3/11

Getting the right advice could keep you in business. - Case Study. 30/3/11

SMEs reject business due to ‘unacceptable terms’. 30/3/11

London and Lincolnshire fire services put at risk. 25/3/11

Company failures are falling. 25/3/11

Business failure has risen by 7% in 2011. 8/3/11

Sales down by 0.4% in February. 8/3/11

Barclays bosses awarded £47m each 'in interests of UK'. 8/3/11

CCJs against businesses fall by over 25% 3/3/11

Pound bounces back to 13-month high against US dollar. 3/3/11

Petrol price hits record high. 3/3/11

January 2011

Project Merlin – held up again'. 24/1/11

Public at risk from ‘dodgy directors’. 24/1/11

Insolvencies set 'to rise by 10%' in 2011. 24/1/11

Shoplifters 'take goods worth £400,000 daily'. 19/1/11

Credit card and loans rise. 19 January 2011.

Banks must be allowed to fail, says Paul Tucker. 19/1/11

Public at risk from director’s misconduct. 11/1/11

Insolvencies fell steeply in 2010. 11/1/11

EFG struggles to boost SMEs’ cash flow. 11/1/11

Retailers report a rise in sales despite the snow. 11/1/11

The true cost of Christmas – over 7 million people will struggle to pay their bills. 5/1/11

Estonia, the 17th member of the Euro Zone, but why are we not elated? 5/1/11

Four out of 10 people struggle to make it to ‘pay day’. 5/1/11

Businesses struggle due to poor cash flow. 5/1/11

Debt Basics. 5/1/11

November 2010

Credit card write-offs fall. 29/11/10

Pontin’s holiday firm blames Santander for forcing them into administration. 24/11/10

Mid-sized companies suffer the most from insolvencies. 24/11/10

The UK offers Ireland £7bn rescue package. 23/11/10

Middle-aged females suffer most from personal insolvency. 17/11/10

Fear of double-dip in two years time. 17/11/10

EU begins talks to ‘bail-out’ Ireland. 17/11/10

Unexpected rise of inflation to 3.2% in October. 17/11/10

Interest rates to remain at 0.5% despite the risk of inflation. 10/11/10

Retail sales slow ahead of the festive season, according to CBI. 9/11/10

Spending cuts and VAT rise to cost 1.6m jobs, says CIPD. 8/11/10

New easy-access loan scheme to help England's low earners, plans to charge 29.9%- 49.9%APR to cover costs! 3/11/10

Registered Address: 23 King Street, Cambridge, CB1 1AH. Tel: 01279 501105/07891 086366

Company Registration Number; 06794520. VAT Registration Number: 945 1302 43.

CSEJ is registered under the Data Protection Act (registration number Z1722736). Consumer Credit License (number 628494)

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